:root {
  --bg: #0b1220;
  --bg-soft: #111b2f;
  --card: rgba(255,255,255,0.06);
  --card-strong: rgba(255,255,255,0.1);
  --line: rgba(255,255,255,0.12);
  --text: #eef4ff;
  --muted: #b3c0d9;
  --gold: #d9b36a;
  --gold-strong: #f1cc84;
  --accent: #84aef4;
  --surface: #ffffff;
  --surface-text: #10213b;
  --surface-muted: #526178;
  --surface-line: #d8e0ec;
  --radius: 22px;
  --shadow: 0 20px 50px rgba(7, 12, 24, 0.22);
  --max: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--surface-text);
  background: linear-gradient(180deg, #f5f8fc 0%, #eef3fb 100%);
  line-height: 1.6;
}
a { color: inherit; text-decoration: none; }
img, svg { max-width: 100%; display: block; }
.container { width: min(calc(100% - 2rem), var(--max)); margin: 0 auto; }
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  backdrop-filter: blur(14px);
  background: rgba(248, 251, 255, 0.94);
  border-bottom: 1px solid rgba(28, 54, 92, 0.12);
  box-shadow: 0 10px 28px rgba(10, 22, 40, 0.06);
}
.header-inner {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.7rem 0;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 0;
  color: #10213b;
  font-weight: 700;
  letter-spacing: 0.02em;
  flex-shrink: 0;
}
.brand-logo {
  width: clamp(220px, 26vw, 300px);
  height: auto;
  display: block;
}
.brand small {
  display: block;
  color: var(--gold-strong);
  font-weight: 600;
  font-size: 0.78rem;
}
.nav-toggle {
  display: none;
  border: 1px solid rgba(16,33,59,0.16);
  background: rgba(255,255,255,0.72);
  color: #10213b;
  border-radius: 12px;
  padding: 0.65rem 0.8rem;
}
.site-nav {
  display: flex;
  align-items: center;
  gap: 0.35rem;
}
.site-nav a {
  color: #304766;
  padding: 0.65rem 0.9rem;
  border-radius: 12px;
  font-weight: 600;
  font-size: 0.97rem;
}
.site-nav a.active,
.site-nav a:hover,
.site-nav a:focus-visible {
  color: #10213b;
  background: rgba(79,127,180,0.14);
}
.hero {
  position: relative;
  color: var(--text);
  background:
    radial-gradient(circle at top right, rgba(136,173,215,0.24), transparent 30%),
    radial-gradient(circle at left 10% top 10%, rgba(255,255,255,0.08), transparent 24%),
    linear-gradient(180deg, #173253 0%, #10203a 100%);
  overflow: hidden;
}
.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(320px, 0.8fr);
  gap: 2rem;
  align-items: center;
  padding: 5rem 0 4rem;
}
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.1);
  color: var(--gold-strong);
  padding: 0.45rem 0.8rem;
  border-radius: 999px;
  font-size: 0.86rem;
  font-weight: 700;
  letter-spacing: 0.03em;
  text-transform: uppercase;
}
.hero h1 {
  font-size: clamp(2.2rem, 5vw, 4.2rem);
  line-height: 1.05;
  margin: 1rem 0 1rem;
  max-width: 12ch;
}
.hero p {
  color: var(--muted);
  font-size: 1.1rem;
  max-width: 60ch;
}
.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.9rem;
  margin-top: 1.6rem;
}
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.55rem;
  min-height: 48px;
  padding: 0.85rem 1.2rem;
  border-radius: 14px;
  font-weight: 700;
  border: 1px solid transparent;
}
.button-primary {
  background: linear-gradient(135deg, var(--gold), var(--gold-strong));
  color: #101827;
}
.button-secondary {
  color: var(--text);
  border-color: rgba(255,255,255,0.2);
  background: rgba(255,255,255,0.05);
}
.hero-panel {
  background: linear-gradient(180deg, rgba(255,255,255,0.09), rgba(255,255,255,0.05));
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 28px;
  padding: 1.4rem;
  box-shadow: var(--shadow);
}
.hero-panel h2 {
  margin-top: 0;
  font-size: 1.15rem;
}
.panel-grid {
  display: grid;
  gap: 0.9rem;
}
.panel-item {
  padding: 1rem;
  border-radius: 18px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.08);
}
.panel-item strong {
  display: block;
  font-size: 1.2rem;
  color: #fff;
  margin-bottom: 0.2rem;
}
.panel-item span {
  color: var(--muted);
  font-size: 0.95rem;
}
.metrics {
  margin-top: -2rem;
  position: relative;
  z-index: 2;
}
.metrics-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
}
.metric-card {
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(16,33,59,0.08);
  border-radius: 22px;
  padding: 1.4rem;
  box-shadow: var(--shadow);
}
.metric-card strong {
  display: block;
  font-size: 1.5rem;
  margin-bottom: 0.35rem;
  color: #0e213d;
}
.metric-card span { color: var(--surface-muted); }
.section {
  padding: 5rem 0;
}
.section-tight { padding: 3.5rem 0; }
.section-header {
  max-width: 760px;
  margin-bottom: 2rem;
}
.section-header h2 {
  font-size: clamp(1.9rem, 4vw, 3rem);
  line-height: 1.08;
  margin: 0 0 0.8rem;
}
.section-header p {
  margin: 0;
  color: var(--surface-muted);
  font-size: 1.05rem;
}
.grid-2, .grid-3, .grid-4 {
  display: grid;
  gap: 1.2rem;
}
.grid-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.grid-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.grid-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.card {
  background: var(--surface);
  border: 1px solid var(--surface-line);
  border-radius: var(--radius);
  padding: 1.4rem;
  box-shadow: 0 16px 40px rgba(15, 25, 43, 0.06);
}
.card h3, .card h4 { margin-top: 0; }
.card p:last-child, .card ul:last-child { margin-bottom: 0; }
.card ul { padding-left: 1.1rem; }
.band {
  background: linear-gradient(180deg, #fff, #f7f9fc);
  border-top: 1px solid var(--surface-line);
  border-bottom: 1px solid var(--surface-line);
}
.callout {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 1.4rem;
  background: linear-gradient(135deg, #10203a, #0a1324);
  color: var(--text);
  border-radius: 28px;
  padding: 1.8rem;
  box-shadow: var(--shadow);
}
.callout p { color: var(--muted); }
.list-check {
  list-style: none;
  padding: 0;
  margin: 0;
}
.list-check li {
  position: relative;
  padding-left: 1.6rem;
  margin: 0 0 0.7rem;
}
.list-check li::before {
  content: '•';
  position: absolute;
  left: 0;
  top: 0;
  color: var(--gold);
  font-size: 1.3rem;
  line-height: 1;
}
.faq-item {
  background: var(--surface);
  border: 1px solid var(--surface-line);
  border-radius: 20px;
  padding: 1.2rem 1.3rem;
}
.faq-item summary {
  cursor: pointer;
  list-style: none;
  font-weight: 700;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item p { margin: 0.8rem 0 0; color: var(--surface-muted); }
.notice {
  background: #fff8ea;
  border: 1px solid #ecd8a7;
  border-radius: 20px;
  padding: 1rem 1.2rem;
  color: #5e4a1f;
}
.kv {
  display: grid;
  gap: 0.9rem;
}
.kv div {
  display: grid;
  grid-template-columns: 180px 1fr;
  gap: 1rem;
  padding-bottom: 0.9rem;
  border-bottom: 1px solid var(--surface-line);
}
.kv dt { font-weight: 700; }
.kv dd { margin: 0; color: var(--surface-muted); }
.timeline {
  display: grid;
  gap: 1rem;
}
.timeline-item {
  position: relative;
  padding-left: 1.4rem;
  border-left: 2px solid #d7dfeb;
  margin-left: 0.3rem;
}
.timeline-item::before {
  content: '';
  position: absolute;
  left: -0.45rem;
  top: 0.25rem;
  width: 0.75rem;
  height: 0.75rem;
  border-radius: 50%;
  background: var(--gold);
}
.quote {
  font-size: 1.08rem;
  color: #10203a;
  font-weight: 600;
}
.site-footer {
  background: #0b1220;
  color: var(--muted);
  padding: 3rem 0 1.6rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr 0.8fr 0.8fr;
  gap: 1.4rem;
}
.site-footer h3, .site-footer h4 { color: var(--text); margin-top: 0; }
.footer-list {
  list-style: none;
  padding: 0;
  margin: 0;
}
.footer-list li { margin: 0 0 0.45rem; }
.footer-bottom {
  margin-top: 1.8rem;
  padding-top: 1rem;
  border-top: 1px solid rgba(255,255,255,0.08);
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem 1.4rem;
  justify-content: space-between;
  align-items: center;
}
.text-muted { color: var(--surface-muted); }
.small { font-size: 0.92rem; }
.pill-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
}
.pill {
  display: inline-flex;
  align-items: center;
  padding: 0.45rem 0.75rem;
  border-radius: 999px;
  background: #f4f7fb;
  border: 1px solid var(--surface-line);
  color: #21334f;
  font-weight: 600;
  font-size: 0.92rem;
}
.page-hero {
  color: var(--text);
  background:
    radial-gradient(circle at top right, rgba(136,173,215,0.18), transparent 28%),
    linear-gradient(180deg, #173253, #10203a);
  padding: 4rem 0 3rem;
}
.page-hero h1 {
  font-size: clamp(2rem, 4vw, 3.4rem);
  line-height: 1.08;
  margin: 0 0 0.7rem;
}
.page-hero p { color: var(--muted); max-width: 68ch; }
.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
}
.skip-link:focus {
  left: 1rem;
  top: 1rem;
  z-index: 1000;
  padding: 0.75rem 1rem;
  background: #fff;
  border-radius: 12px;
}
@media (max-width: 980px) {
  .hero-grid, .callout, .footer-grid, .grid-4, .grid-3, .metrics-grid { grid-template-columns: 1fr 1fr; }
  .grid-2 { grid-template-columns: 1fr; }
}
@media (max-width: 760px) {
  .nav-toggle {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
  }
  .site-nav {
    position: absolute;
    left: 0;
    right: 0;
    top: calc(100% + 0.5rem);
    display: none;
    flex-direction: column;
    align-items: stretch;
    background: rgba(249, 251, 255, 0.99);
    border: 1px solid rgba(16,33,59,0.09);
    border-radius: 18px;
    padding: 0.6rem;
    box-shadow: 0 16px 40px rgba(12, 24, 42, 0.12);
  }
  .site-nav.open { display: flex !important; }
  .site-nav a {
    display: block;
    width: 100%;
  }
  .hero-grid, .callout, .footer-grid, .grid-4, .grid-3, .metrics-grid { grid-template-columns: 1fr; }
  .section { padding: 4rem 0; }
  .hero-grid { padding: 4rem 0 3rem; }
  .kv div { grid-template-columns: 1fr; gap: 0.3rem; }
  .brand-logo { width: min(240px, 62vw); }
}


.tab-shell {
  padding: 1.6rem;
}
.legal-header {
  margin-bottom: 1.4rem;
}
.tab-list {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 0.55rem;
  margin-bottom: 1.4rem;
}
.tab-button {
  appearance: none;
  border: 1px solid var(--surface-line);
  background: #f6f9fd;
  color: #243957;
  border-radius: 16px;
  padding: 0.85rem 0.75rem;
  font: inherit;
  font-size: 0.92rem;
  line-height: 1.25;
  font-weight: 700;
  min-height: 74px;
  text-align: center;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
}
.tab-button:hover,
.tab-button:focus-visible {
  background: #edf3fb;
  outline: none;
}
.tab-button.active {
  background: linear-gradient(135deg, #173253, #10203a);
  color: #fff;
  border-color: #173253;
}
.tab-panel {
  padding-top: 0.4rem;
}
.tab-panel[hidden] {
  display: none;
}
.card-subtle {
  background: #fbfdff;
}
.legal-grid-gap {
  margin-top: 1.2rem;
}


.legal-copy {
  max-width: none;
}
.legal-copy h3 {
  margin-bottom: 1rem;
}
.legal-copy h4 {
  margin-top: 1.5rem;
  margin-bottom: 0.65rem;
}
.legal-copy p,
.legal-copy ul,
.legal-copy ol {
  margin: 0 0 0.95rem;
}
.legal-copy ul,
.legal-copy ol {
  padding-left: 1.3rem;
}
@media (max-width: 980px) {
  .tab-list {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .tab-button {
    min-height: 64px;
  }
}
@media (max-width: 640px) {
  .tab-list {
    grid-template-columns: 1fr;
  }
  .tab-button {
    min-height: 0;
  }
}

.faq-static h3 { margin: 0; font-size: 1.05rem; }
.faq-static p { margin-top: 0.8rem; }


/* Contact page button alignment */
.contact-summary-grid .card {
  display: flex;
  flex-direction: column;
}
.contact-summary-grid .contact-button {
  margin-top: auto;
}
.contact-summary-grid .contact-button .button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  min-height: 52px;
  text-align: center;
}


/* Icon headings */
.icon-heading {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
}
.icon-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.2rem;
  height: 2.2rem;
  border-radius: 999px;
  background: rgba(196, 160, 83, 0.12);
  border: 1px solid rgba(196, 160, 83, 0.28);
  color: #c4a053;
  flex: 0 0 2.2rem;
}
.icon-badge svg {
  width: 1.15rem;
  height: 1.15rem;
  stroke: currentColor;
  fill: none;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.callout .icon-badge,
.site-footer .icon-badge {
  background: rgba(255,255,255,0.08);
  border-color: rgba(255,255,255,0.12);
}
@media (max-width: 640px) {
  .icon-heading {
    gap: 0.6rem;
  }
  .icon-badge {
    width: 2rem;
    height: 2rem;
    flex-basis: 2rem;
  }
}



/* Cookie consent */
.cookie-banner {
  position: fixed;
  left: 1rem;
  right: 1rem;
  bottom: 1rem;
  z-index: 9999;
  display: none;
}
.cookie-banner.is-visible {
  display: block;
}
.cookie-banner__inner {
  max-width: 980px;
  margin: 0 auto;
  background: #fffaf0;
  color: #1b2433;
  border: 1px solid #e2c98d;
  border-radius: 20px;
  box-shadow: 0 20px 60px rgba(11, 18, 32, 0.18);
  padding: 1rem 1.1rem;
}
.cookie-banner__content {
  display: flex;
  gap: 1rem;
  align-items: center;
  justify-content: space-between;
}
.cookie-banner__text {
  margin: 0;
  color: #4a5568;
  line-height: 1.5;
}
.cookie-banner__text a {
  color: #8a6a1c;
  text-decoration: underline;
}
.cookie-banner__actions {
  display: flex;
  gap: 0.75rem;
  flex-wrap: wrap;
  flex: 0 0 auto;
}
.cookie-banner__actions .button {
  min-height: 48px;
}
@media (max-width: 760px) {
  .cookie-banner__content {
    flex-direction: column;
    align-items: stretch;
  }
  .cookie-banner__actions .button {
    width: 100%;
    justify-content: center;
  }
}